Who We Are

Our journey began with Roz. With over 20 years of experience at the helm of large corporate finance teams. Roz’ interest grew after following in her fathers footsteps and joined the family business, which led to a training contract with a Top 10 accountancy practice and became ACA qualified.
Four years in audit gave a solid grounding for her future career, working across a range of different sized businesses and industries.. Key clients during this time included a £500m revenue construction group, listed entities and family run businesses and has since covered a range of entities from £1bn revenue to PE backed start-ups and turnaround situations.
This path ultimately led her to the realisation that her knowledge and expertise could have a profound impact with SME businesses seeking to thrive and flourish with a full finance team functionality, which would not be possible to access with in-house personnel.
Meet Roz
Roz never saw herself as an accountant….. a mad scientist, a translator traveling the globe, an astronaut perhaps but not an accountant.
However, after graduating and returning home for the summer she decided the family business needed some organising….Roz took on all the ‘back office’ tasks of finance, IT, HR and found her calling in Finance.
She qualified in audit and moved to various roles in industry working for a wide variety of companies in the construction, property development and marine engineering sectors from start-ups to private equity to £1 billion turnover main contractors, managing whole finance teams.
Our Purpose
The heartbeat of our mission is to empower individuals and businesses to navigate the complex world of finance with confidence and ease.
We want to provide knowledge and power to our clients, ensuring that they are able to take back control of their business and move the company onwards and achieve their goals.
Our Approach
Our team at Finance with Flow provides clients with a personable approach and a positive can-do attitude and believe that success lies not only in the numbers, but in the people behind them.
We collaborate seamlessly with your in-house team creating a powerhouse of financial expertise!

Our Values
Making a difference
We will turn finance from an every day requirement, into the bones that support your business.
Positive
We are proactive in looking at efficiency and deciphering what the numbers mean in a real world concept.
Trust
We do things properly, we will have honest conversations when needed, and will be with you every step of the way.
Empowered
We understand that every business is unique. Our collaborative approach ensures that we tailor our strategies to meet the individual needs and aspirations of each client.
Our Commitment
Finance with Flow is more than just a service provider; we become a partner on your journey. We are dedicated to delivering unparalleled support, personalised guidance and a roadmap to financial success.
We create long term relationships by being strong communicators, keeping you in the loop ensuring that you are abreast of all the financial decisions made.
We are here to help you navigate the financial maze.
Join the Finance with Flow Journey
Let’s work together to not only achieve financial goals but to exceed them while staying true to the heart and soul of your business.
We’re here to help – contact us to today, to discuss your requirements and let’s shape your success together.
Frequently Asked Questions
Everything you need to know about working with Finance with Flow and outsourcing your finance department.
Outsourcing your financial department can save you time, resources, and money. It allows you to access specialised expertise without the need to hire and train in-house staff. This way, you can focus on your core business activities.
Absolutely. While we handle the operational aspects, you retain full control over financial decisions. We provide insights and recommendations, but the final decisions are yours to make.
We use varied digital communication tools to stay connected with clients. Regular meetings, email updates, and calls are our most common channels of communication. But if you need us to use a platform specific to your business, we will be happy to do so!
Outsourcing can lead to significant cost savings compared to maintaining an in-house finance team. You save on hiring, training, benefits, office space, and technology investments while still getting a high-quality service.
We offer a range of services including bookkeeping, payroll, VAT, CIS, corporation tax, year-end accounts, credit control, cash flow forecasts, management accounts, budgeting, strategy consulting, governance, systems and controls review, and more. Our goal is to support your business’s financial needs comprehensively, so don’t hesitate to ask for help!
We have a heart-led approach to business that focuses on both individuals and numbers. We aim to empower businesses, owners, and managers to reach their full potential by alleviating financial worries and providing informed decision-making information.
At Finance with Flow, we combine extensive financial expertise with a heart-led approach to business. Our founder, Roz Johnson, brings over 15 years of experience running large corporate finance teams, and our services are designed to empower businesses and individuals alike, helping them fulfil their potential.
We provide a comprehensive range of financial services, from day-to-day tasks like bookkeeping to strategic services like cash flow forecasts and management accounts. Our goal is to equip you with the financial insights and support needed to make informed decisions and drive your business’s growth.
Absolutely. We have experience in handling distressed situations and can provide support and guidance to navigate challenges. Our Finance Director Services include assistance with strategy, governance, systems and controls review, and even attendance at board meetings.
Certainly. Our services extend to helping you with tax-related tasks, including filling out tax forms, preparing year-end returns, self-assessment, company accounts, and corporation tax returns. We aim to simplify complex processes and ensure your compliance.
